Our Story

Cleo is made to give you a radically better relationship with money. For us, that means the simplicity, speed, and intelligence of AI, with a personality that’s surprising.

Founded in 2016, Cleo now helps over half a million people with their money across the UK, US & Canada. We’re backed by some of the world’s leading investors, and continue to scale globally. Sound exciting? We’d love to hear from you.


Our team


Co-founder & CEO
Previously a Data scientist at Wonga
Machine learning at the University of Bristol


Previously 4 years as Consultant at Bain & Co. in London and New York
Double first BA Politics, Philosophy and Economics, University of Oxford; Distinction MA SAIS (Italy & US), Johns Hopkins


Previously an Engineer at Amazon and Evi (Acquired by Amazon)
BSc Physics and Neuroscience, University of Cambridge; MSc Computer Science, UCL


Head of Growth
Previously Growth and Partnerships at DICE, YouTube, and Google.
Managed user acquisition and retention at DICE. Oversaw partnership development at YouTube, and SMB sales at Google.
BSc International Business Management, University of Manchester


Previously Tech Lead at Betia Limited, Australia, implementing high volume transactional systems for payments, ecommerce, and tote betting industries.
BSc Computer Science, University of Leeds


Previously Tech Lead at Wonga, and Senior Engineer at Bloomberg
Tech Lead for the Wonga for Business product, previous to Bloomberg where he helped implement agile engineering processes.


Voice and Comms
Previously Assistant Editor at Narrative Magazine, San Francisco. Prior to MPhil, received highest First in year at Oxford.
MPhil English: Criticism and Culture, University of Cambridge; Double first BA English, University of Oxford


Operations, Office & Customer
Previously Charity Day Events at ICAP
BA Fashion Design, Leeds College of Art


Previously Credit Trading Technology at Bank of Merrill Lynch
MEng Computer Science, University of Bristol


Previously Maker's Academy; Researcher at The Up Group
BA Spanish & Arabic, University of Oxford


Previously Engineer at Google and Wildfire
Co-founder of Pensionhub


Previously Parliamentary Digital Service; Maker's Academy
BA Biological Anthropology, University of Cambridge


Talent Acquisition
Direction of Operations at Seamless ML
BA (Hons) Classics, University of Cambridge


Previously Kahoot!; The Bio Agency
BSc Software Engineering, University of Brighton

Our Investors

Some of the world's best Entrepreneurs and Operators.

Siraj Khaliq

Founder of Climate Corp, sold for 1 Billion

Alex Chesterman

Founder of Zoopla and Lovefilm

Niklas Zennström

Founder of Skype, sold for 10 Billion

Errol Damelin

Founder of Wonga

Jason Goodman

Founder of Albion

Alan Morgan

Ran Financial services for McKinsey & Co.

Wendy Tan White

Founder of Moonfruit, sold for £40M

Simon Franks

Founder of Lovefilm, sold for £200M

Joe White

Founder of Moonfruit, sold for £40M

Bruce Macfarlane

Ran Investment banking for Merrill Lynch

Taavet Hinrikus

Founder of Transferwise

Ian Hogarth

Founder of SongKick

Robin Klein

General Partner at LocalGlobe

Where we're based

Our space

Cleo AI Ltd,

Top floor,

45C Mitchell Street,

London EC1V 3QZ